Property & assets
We place cover for your premises, plant, stock and equipment against fire, theft and allied perils — and negotiate the terms and sums insured that fit your balance sheet.
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Padre Pio is your broker, not your insurer. We assess the risks you face, place them with the right underwriters, and manage the cover and the claims on your behalf. The insurer carries the risk — we make sure the market competes for it, and that it pays when it should.
The exposures your organisation carries every day — your property, vehicles, goods in transit, and your professional and management liabilities.
We place cover for your premises, plant, stock and equipment against fire, theft and allied perils — and negotiate the terms and sums insured that fit your balance sheet.
From a single vehicle to a full commercial fleet, we arrange motor cover and manage the accident and repair claims that keep your vehicles on the road.
For goods moving by road, sea or air — including across borders — we place transit cover and coordinate fast claims when a consignment is lost or damaged.
We arrange cover that responds when a client alleges error or negligence in your professional services, protecting the firm and its principals.
We place liability cover for your board and senior management against claims arising from their decisions and duties.
For contractors and manufacturers — we arrange cover for plant, machinery breakdown, erection and contract works, and handle the technical claims that follow.
Protection for the workforce your organisation depends on — and a benefits package that helps you attract and keep good people.
We place life cover for your employees as a single scheme, and manage the scheme and its claims so a bereaved family is paid without delay.
We arrange medical schemes for your staff and their dependants, benchmark them against the market each year, and advocate on disputed claims.
We place accident cover for your teams — on site, on the road or in the field — and coordinate the claims when injury occurs.
We arrange statutory workers' compensation cover and manage employer-liability claims, keeping you compliant and your staff protected.
We advise on and place the arrangements that fund your staff pension and end-of-service obligations.
For lenders — banks, SACCOs and microfinance institutions — the exposures that sit inside your loan book and your operations.
We place cover that settles a borrower's outstanding loan on death or disability — protecting the family from the debt and your book from the write-off.
We arrange cover that keeps repayments running when a borrower cannot, reducing arrears and the provisioning that comes with them.
We place the specialist cover that protects a financial institution against fraud, dishonesty and loss of assets in transit or on premises.
We arrange cover against loss caused by the dishonest acts of your own employees.
This is what sets us apart from an ordinary broker. We don't just place your own cover — we design insurance programmes that you distribute to your members or customers under your own brand, and we run the whole thing for you.
A savings- or relationship-linked medical benefit your members earn and use through your existing account — deepening loyalty and growing the behaviour you choose, all under your brand. Proven, digital and turnkey.
Group life, accident and medical schemes designed for SACCOs, cooperatives and associations to extend to their members — placed with an insurer and administered by us.
Insurance built into your own product or platform — loan cover, device cover, transit cover — carrying your brand, with us managing the underwriter and the claims behind it.
More aggregator and embedded programmes are being added as our catalogue is finalised. If you distribute to a membership or customer base, we can almost certainly build a programme around it.
You don’t need to know the product name or the category. Describe what you’re trying to protect, and one of our brokers will map it to the right cover and the right insurer.